Thousands of claims are being rejected by insurance companies due to something called 'fronting'.
It's when the person who owns the car, gets someone else (normally older and more experienced) to act a the main driver on a policy, then the owner drives as a named driver.
The reason behind it is that it can reduce quotes by hundreds of pounds. Now the main driver would hardly ever drive the car, which would mean that the are legally not the main driver, so should not be insured as such.
Even if no claim has been made, any driver found to be doing this, could be given a fine, 6 points on their licence and end up in court.
Is it worth saving a few hundred pounds at the risk of a larger fine and points? I don't think so.
For more information, have a look at the article on the BBC website
Rob Laird - ADI
RPL Driving School
Monday, 10 November 2008
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1 comment:
I agree with you point that one should not do this thing to save merely hundreds of pounds as it will cost hundred times more afterwards. Its better to present the accurate information to the insurance company and remain true to them till the end.
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